Can We Ever Really Retire? Why Americans Stink At Math – Seeking Alpha 07-28-14

Salient to Investors: George Schneider writes: The trend away from diversification of portfolios into just a few stocks plus Americans’ growing insufficiency in math skills are leading Americans towards dependency on government benefits rather than self-reliance in retirement.  Two-thirds of 4th and 8th graders failed the thermometer math proficiency test

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Five Reasons Why You’ll Never Be Rich And One Reason Why You Already Are – Personal Capital May 2014

Salient to Investors: 5 habits that prevent you from becoming wealthy: Being a “C” student who thinks they deserve an “A” lifestyle Inability to delay gratification by taking on debt. Credit card interest at 15%+ leads to financial failure –  even Warren Buffet has not returned greater than a 15%

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Boomers as Retail Clerks Shows Why Greenspan Saw Low Growth Era – Bloomberg 12-18-13

Salient to Investors: Expanding populations fueled global prosperity with both workers and consumers but global aging threatens to cause chronically weak economic growth, a more volatile international economy and the risk of a new financial crisis triggered by innovative investments dubbed “death derivatives.” Rob Arnott at Research Affiliates said our

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Learn from Retirement Lessons – Blackrock

Salient to Investors: Blackrock report the top four retirement regrets of retirees: 36% would have started saving earlier, contributing to 401(k) plans sooner and at maximum levels 32% would have spent less 21% would have worked longer 12% would have hired professional financial advice Read the full article at http://www2.blackrock.com/us/individual-investors/insight-education/investor-pulse/finding-5-learn-from-retirement-lessons?cmp=Investor%20Pulse&chn=ppcsyn&c=dianomi&kw=Finding%205&utm_campaign=Investor%20Pulse&utm_medium=cpc&utm_source=dianomi&utm_term=Finding%205 Click here

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Financial advice that is popular — and wrong – Financial Post 08-01-13

Salient to Investors: The maxim “Don’t take a mortgage into retirement with you”’ is no longer true given mortgage rates close to historic lows and lower than on any other loan now or in the future.  Better to invest surplus money dollars in a retirement investment account which should return more

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