Salient to Investors:

First-time enrollment in graduate school has declined for 2 years in a row. Debra Stewart at the Council of Graduate Schools said undergraduates with debt are half as likely to pursue a graduate degree as those without.

Mark Kantrowitz at graduate students owe 30 percent of all student debt, while the rate of denial of PLUS loans has doubled to 50 percent – a borrower can now be excluded if an account has been in collections in the past five years.

Some lenders are offering fixed rates as good or better than PLUS loans

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