Salient to Investors:

  • More than half of US adults are single versus 37% in 1976.
  • Singles need bigger emergency funds more insurance protection.
  • Couples who wait to have kids in their 30s end up with three big financial burdens all at once: retirement planning, saving for a house and saving for college.
  • People are less likely to be declined long-term care insurance coverage in their late 40s and early 50s.
  • The overall divorce rate has doubled since 1990 for people over age 50.
  • Eric Klinenberg found that many older singles, especially women, were just as happy and more social than married peers.

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