Salient to Investors:
Aon Hewitt report consumer-directed health coverage were offered by 58% of employers in 2011 versus 41% in 2010. 19% of large employers surveyed by the National Business Group on Health said consumer-directed plans would be the only option they offered for 2013.
For healthy people, consumer-directed plans can result in real savings. Those with chronic diseases or with a serious risk of injury face much higher out-of-pocket costs.