Salient to Investors:

Morningstar reported that investors withdrew $300 billion net from actively managed U.S. equity stock funds in the 3-yr period through July 31, while buying a net $140 billion of passively managed funds and ETFs, and bond funds took in $734 billion.

$3 trillion-plus is invested in equity mutual funds and ETFs.

Baby boomers face running out of money in retirement because of inflation and very low interest rates.

Sam Jones at All Season Financial Advisors said investors are like the children of the Depression, who became consummate savers – it will take an entire generation for investors to become wildly bullish again.

Janet Briaud at Briaud Financial Advisors said the upside isn’t enough to risk losing half of your money.

Liz Ann Sonders at Charles Schwab said investors are avoiding the stock market – some think the Fed is just manipulating the market for the benefit of the few rather than the many.

Vanguard reports the average allocation to bonds is up to 25%, from its 20-year median of 16.9%.

Margaret McDowell at Arbor Wealth Mgmt said investors know stocks are the only way to have something to come home to.

Read the full article at http://www.investmentnews.com/article/20120923/REG/309239969