Salient to Investors:

Warren Buffett said the US housing market is coming back but housing starts are not at an equilibrium point, where they match household formation. Buffett said housing will rebound because of increasing population and limited supply. Buffett said the US has made significant progress since 2009 after being hit by something that has never happened since he was one or two years of age.

Freddie Mac said the average rate for a 30-year fixed mortgage is 4.13 percent.

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