Salient to Investors:

10,000 people will turn 65 every day for the next 18 years.

Delaying the start of Social Security adds 8 percent to it each year.

Hang on to the full-time job for as long as you can. It is harder to return to work if necessary or find a suitable part-time job to supplement retirement income.

Make sure your spouse wants you to retire.

Don’t expect great stock market returns to make up the difference.

Health care costs have risen more than inflation.

Fidelity says a 65-year-old couple needs $240,000 to cover insurance premiums and uninsured medical costs, which does not cover long-term care

Read the full article at