Five Reasons Why You’ll Never Be Rich And One Reason Why You Already Are – Personal Capital May 2014

Salient to Investors: 5 habits that prevent you from becoming wealthy: Being a “C” student who thinks they deserve an “A” lifestyle Inability to delay gratification by taking on debt. Credit card interest at 15%+ leads to financial failure –  even Warren Buffet has not returned greater than a 15%

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Financial advice that is popular — and wrong – Financial Post 08-01-13

Salient to Investors: The maxim “Don’t take a mortgage into retirement with you”’ is no longer true given mortgage rates close to historic lows and lower than on any other loan now or in the future.  Better to invest surplus money dollars in a retirement investment account which should return more

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